Terms and Conditions

1. General Acceptance

Welcome to MandalCard (hereinafter referred to as the "Application", "we", "us"). As a specialized credit card management platform, we offer users comprehensive credit card services and related financial oversight features (the "Service"). By engaging with this Application, you acknowledge that you have carefully read, fully grasped, and unconditionally agree to adhere to the subsequent terms and conditions. Your entitlement to utilize this Application is explicitly for personal use and is non-transferable.

2. User Qualifications and Obligations

2.1 Eligibility Requirements

To ensure the integrity, security, and legality of our offerings, all users are expected to meet the following criteria:

• Legal Capacity: You must be an individual of 18 years or older, possessing full legal capacity to enter into binding agreements. Minors may use the Application only with the explicit consent and under the direct supervision of a legal guardian.
• Service Region: You should be a lawful resident within a geographical area where MandalCard's services are actively provided and permissible by law.
• Accurate Contact Information: Provision of a valid mobile phone number and email address is necessary for account verification and essential communication.
• Agreement Compliance: Your use of the Application signifies your agreement to, and continuous compliance with, all terms and conditions detailed herein.

2.2 Account Responsibilities

You assume sole accountability for all actions performed under your MandalCard account. It is imperative that you implement reasonable measures to protect the confidentiality of your account credentials, including passwords and details of any linked credit cards. All registration information you furnish must be truthful, precise, and complete. Should any information provided be found incorrect or incomplete, or if you are found to be in breach of any platform agreements (such as improper utilization of our services), we reserve the right to, at our discretion, terminate your account, remove associated data, and restrict your access to the platform without prior notification.

3. Account Creation and Maintenance

3.1 Registration Details

To access and utilize MandalCard, you are required to register and maintain an active account. During the registration process, you will be asked to furnish:

• Login Credentials: A chosen username, a secure password, and a valid email address.
• Credit Card Specifics: Relevant information pertaining to the credit card(s) you intend to manage, in adherence to prevailing regulatory standards.

The handling and protection of this collected information are exhaustively described in our Privacy Policy, accessible at: https://www.manndalcard.com/privacy-policy.

3.2 Account Security Measures

You bear the responsibility for safeguarding your account login details and any associated credit card information with utmost care and confidentiality. Access to your login devices should be restricted to prevent unauthorized use. In the event you suspect any compromise of your password, unauthorized access to your account, or potential misuse of linked credit card data, you are obligated to inform us immediately via email at service@manndalcard.com.

4. Privacy and Data Usage

MandalCard collects necessary user information to deliver high-quality and tailored credit card services, as fully articulated in our Privacy Policy. The utilization of this information is strictly governed by our Privacy Policy, which you are encouraged to review in its entirety at https://www.manndalcard.com/privacy-policy.

5. Permitted Use and Restrictions

We grant you a restricted, non-transferable, and revocable license for the personal use of the MandalCard service. The following activities are expressly prohibited without our explicit written authorization:

• Unauthorized downloading of any materials or content from the platform, beyond standard browser caching.
• Attempting to modify, reverse-engineer, or decompile any segment of the platform, particularly features related to data security mechanisms.
• Employing data-mining tools, web crawlers, robots, or other analogous automated methods for the systematic extraction of platform data.
• Reselling platform content, engaging in its use for commercial endeavors, or disclosing your account credentials to third parties.
• Reproducing, distributing, selling, or otherwise exploiting any platform content for unapproved commercial activities.

Any unapproved use of the Application will result in the immediate revocation of this limited license.

6. Service Provision, Interruption, and Termination

6.1 Service Delivery

Our Service typically aims for continuous availability, 24 hours a day, 7 days a week. However, this may be subject to adjustments or temporary unavailability due to essential technical or operational requirements, such as scheduled system maintenance for service enhancements.

6.2 Service Interruptions

The Service may experience interruptions without prior notification under certain circumstances, including but not limited to:

• Periods of system overload or unforeseen technical malfunctions.
• Urgent system maintenance, necessary upgrades, or critical repairs, particularly those impacting data security.
• Occurrence of force majeure events, such as national emergencies, widespread power failures, or natural calamities.

We will make commercially reasonable efforts to inform you of any planned interruptions in advance through in-app messages or other suitable communication channels. If prior notice is not feasible, we will endeavor to inform you promptly once the service is restored.

6.3 Service Termination

We retain the absolute right to suspend or discontinue our services and your access to the Application at any given time, for any reason. Upon such termination:

• All rights and licenses previously granted to you under these terms will immediately cease to be valid.
• You must immediately cease all use of the platform and its associated functions.
• Unless otherwise mandated by law, we shall not be held liable for any losses or damages you may incur as a result of such service suspension or termination.

7. Contact Information

Should you have any inquiries, feedback, or require assistance regarding these Terms and Conditions or our Service, please reach out to us via email at service@manndalcard.com. Our support team is dedicated to reviewing and responding to your communications in a timely and efficient manner.